Tidewater Roofing

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Is Now the Right Time to Replace Your Roof? Here’s What 2025 Homeowners Need to Know

Residential Roof Replacement

With prices going up and weather getting worse, more Virginia homeowners are asking: should I replace my roof now or wait? In today’s blog, Emmit White shares what he’s seeing on the ground—rising material costs, tighter insurance, and smarter homeowners making proactive choices. If your roof is getting up there in years, this is the one post you’ll want to read first.

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Posted by Emmit | May 27, 2025

If you’ve been putting off replacing your roof, I get it. It’s not exactly something folks are eager to spend money on—until a storm rolls through or a leak shows up in the kitchen. But here’s the truth: 2025 is shaping up to be one of those years where waiting might actually cost you more. At Tidewater Roofing, we’ve been at this a long time. We’ve done over 38,000 roofs in the last few decades. And right now? We’re seeing some trends that every homeowner should at least be aware of. Let’s talk about what’s going on and whether now’s the time to act.

Prices Are Going Up—And They’re Not Slowing Down

Let’s start with the obvious. Everything’s more expensive in 2025, and roofing materials are no exception. Shingle manufacturers have raised prices again—some of them by as much as 10%. And it’s not just shingles. Underlayment, flashing, nails, fuel—it all adds up. If you know your roof’s getting old, it might be better to tackle the job now before prices jump again. Waiting six months to a year could easily mean spending a few thousand dollars more.

Storms Are Stronger. And More Frequent.

We’ve had a front-row seat to the kind of weather that’s been tearing through Virginia lately. Wind gusts. Hail. Sudden downpours that overwhelm older roofs. If your roof is more than 15 or 20 years old, it was built in a different time—for different storms. Newer roofing systems (especially architectural shingles) hold up better in wind and hail. And let’s be honest—nobody wants to be patching up leaks every few months or praying the next Nor’easter passes them by.

Insurance Companies Are Tightening Up

Here’s something most homeowners don’t find out until it’s too late: older roofs = higher premiums. We’ve seen more insurance companies raising rates or refusing to renew policies for homes with aging roofs. But the flip side? Some carriers offer discounts if you install a new, impact-resistant roofing system. It’s worth checking before you commit to anything. We’ll help you gather what you need for the conversation.

Renovation Is the New Move

A lot of folks are staying put these days. Between high interest rates and a low inventory of decent homes, it just makes more sense to invest in the house you already have. A new roof adds curb appeal, increases resale value, and improves energy efficiency—especially when paired with the right attic ventilation and materials. And if you are thinking about selling in the next few years, nothing scares buyers off like a roof with one foot in the grave.

What It’s Like to Work with Us

If you haven’t worked with us before, here’s how we handle roof replacements at Tidewater:
  1. Free Evaluation - We’ll come out and take a good, honest look at your roof. No high-pressure sales pitches, just straight talk about what we see.
  2. Recommendations You Can Trust - We’ll walk you through the options based on your needs, your home, and your budget. Whether it’s architectural shingles, a flat roof, or something more specialized, we’ve got you covered.
  3. Installation Done Right - Our crews are trained, certified, and seasoned. We show up on time, clean up when we’re done, and make sure the job is solid from start to finish. We pay close attention to detail, from proper insulation to seamless gutter integration, to ensure a high-quality finish. We respect your time and space, which is why our team works efficiently and effectively, striving to minimize disruption to your daily life during the roof replacement process.
Plus, we’ve got flexible financing if you need it—and warranties that stand behind the work.

Final Word: Should You Replace Your Roof This Year?

Only you can answer that for sure. But here’s what I’ll say: If your roof is older, showing signs of wear, or just on your mind a little too often... waiting won’t make it cheaper. What we’re seeing in 2025—rising costs, tighter insurance policies, stronger storms—tells us one thing: it pays to be proactive. Let us take a look. We’ll give you the facts, no fluff, and help you decide what’s best for your home and your peace of mind.

Common Questions About Roof Replacement

How long does a typical roof last?

Most asphalt roofs last 20–30 years. Architectural shingles and newer systems can stretch that closer to 40, depending on weather and maintenance.

Can I finance my roof replacement?

Yes. We offer flexible financing through trusted partners—easy application, quick approval, and options that fit your budget.

Does Tidewater offer free inspections?

We do. Drone assessments, photos, and a clear conversation about what we find. No strings attached. For more information on our services, visit the following pages: Let us help you make the best decision for your home, business, or multi-family property.